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сұрақ жауап
pensja godzinowa, tygodniowa
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wage - money received for work, weekly or by hour
pensja miesięczna
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salary - money paid for work monthly
wynagrodzenie
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remuneration
opłata np. za usługę, studia (honorarium)
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fee - money paid for a service, studies
opłata czesnego
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tuition fee
opłata za komunikację
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fare - communication fee, paument for journey, taxi etc
okazja zakupowa
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bargain - sth what bring satisfaction and has good price
zdzierstwo
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a rip-off (to rip sb off) - to overcharge
za mało policzyć za coś
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undercharge
zakup
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purchase = buy
na przykład
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e.g., for example
to jest
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i.e. / id est / that is
paragon
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a receipt, prove that we’ve paid, bill
faktura
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an invoice
sprzedaż hurtowa
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buy in bulk - Wholesale
sklep detaliczny
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retail shop
negocjować cenę
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to haggle over - discuss abt the price
zwrot
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refund
kredyt hipoteczny
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mortgage credit - type of a special bank loan for buy real estate, property
rachunek bankowy
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current account - bank account for daily expenses
konto oszczędnościowe
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savings account - bank account for saving money
debet
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overdraft - when you can spend more money that you have
być na plusie
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being in the black - in credit, in plus
mieć debet
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to be in the red - to be in debt, in minus
dłużnik
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debtor - sth who has debt
popaść w długi
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to fall in debts
płacić gotówką
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pay in cash
płacić kartą, czekiem
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pay by card, check
kredyt
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loan
pozyczyć
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borrow - take, od kogoś/lend - give, komuś
państwo
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the state
podatek
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tax
podatnik
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the taxpayer
urząd skarbowy
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tax office
pdoatek dochodowy od osób fizycznych
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personal income tax PIT
podatek dochodowy od osób prawnych
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corporation incomr tax - CIT
podatek od dziedziczenia
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inheritance tax
zwolnienie od podatków
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tax exemption
zwolnienie
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to exempt for
cło wwozowe
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customs duty
cło
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duty
akcyza
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excise tax - tax for luxury goods, alcohol
VAT
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VAT (Value Added Tax)
zwrot podatku
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tax refund/rebate
bezrobotny
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unemployed, jobless
zasiłek dla bezrobotnych
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unemployment benefit/dole
zasiłek dla niezdolnych do pracy
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disability allowance
emerytura
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a pension, OAP - old age pension
renta
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pension
zasiłek dla rodziców
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childcare benefit
becikowe
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childbirth benefit
dywidenda
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dividend - an advantage or benefit that you get because of shared you have
rata
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instalment
brutto
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gross - before tax
netto
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net - after tax
Poziom inflacji
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rate of Inflation - 5%
kursy walut
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exchange rates: US dollar: 4,17 pund sterling: 5,21 euro: 4,34 swiss frank: 4,66
stopy procentowe
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interest rate: commercial loan: 10%-12%, deposits 3%-7%, mortgages: 7-8%
srednia pensja
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average salary: more than 8000 zl
średnia pensja netto
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average net salary: about 6000
średnia emerytura
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average OAP; man: 4600 gross, woman: 3200 gross, average 3600 gross
mninmalna pensja
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minimum salary: 4300 gross, 3200 net
zasiłek dla bezrobotnych
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unemployment benefit: depende on working service, less than 5 years: 1200 net, more than 5 years: 1800 net
VAT
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VAT: Standard: 25%, medium 8% medical, coffee, lower: 5% baby products, books
PIT
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PIT: 0% salary yearly or 26 yo unless 13 000, 12% yearly salary unless 120 000, 32%
podatek solidarnościowy
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solidarity tax
what currencies are used in: Japan, Asutralia, India and Russia
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Japan: Yen, Australia: Australian dollar, Indie: Rupee, Russia: Ruble
What does te expression hard currency mean?
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dollar, pund, euro, swiss frank - stable and widely akceppted form of money form country with stron economy used in international trade
examples of imports that most countries impose customs duties
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food, clothes, cars and car parts
examples of unearned income
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rent, lottery and awards
bezcenny
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priceless: health
bezwartosciowy
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valueless
Dow Jones index
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It includes 30 of the largest and the most significant comapnies listed on the US stocks exhange. It representing various sectors of economy
wig-20
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Polish main stock market index. It representing 20 largest and most liqiuid companies list in Poland
giełda papierów wartościowych
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stock exhange
walk street
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Wall Street was the first place where the New York Stock Exchange settled permanently.
nasdaq-100
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100 biggest not financial company in nasdaq stock exhange
dobre trendy: byk złe trendy:
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good trends: bull bad trends: bear

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